Right, the financial world has changed overseas and dragging America into regardless of how the establishment feels about it. If they want to remain at the head seat they are making moves to retain that position.
I missed the .com rush, tagged on the end of the real-estate recover from the last unregulated derivatives burst, and how I see it this is a chance to make real moves for the long-term if you choose wisely.
The best part is how well the money will work for you with 24/7 with daily compound interest or get in early on new solid defi projects (Flare Finance).
I participated in the closed beta and the XRPL seems like the future of merging with big brother instead of fighting him.
Hope you have been well and not too stressed